St Pauls
Advice Centre

Free, confidential advice for the people of St Pauls and East Bristol


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Self-help – Debt and Money

Debt and money problems can have devastating effects on people and families. Although dealing with money issues can sometimes be off-putting, it is important to take control as early as possible before your situation hits crisis point.

The resources below provide information you need to improve your budgeting, manage your money better, and deal with people you owe money to.

If you would like to speak to one of our specialist debt advisers, our 24 hour debt advice line is 0117 940 5406 – leave a message and we will call you.


Beginners guide to managing your money:

Debt and Money information:

Debt and Money Factsheets:

Sample letters to creditors:

Budget planning tool:

Debt self-help materials: